Our focus is the secondary market for US life insurance policies. We offer investors both risk diversification and attractive returns. The main risk in this asset class is uncorrelated to most other asset classes.
With inflated prices in many asset classes it is a challenge to allocate capital wisely. Equity markets are at all-time highs and short-term rates remain low. The secondary market for US life insurance policies is a niche asset class which offers long-term investors both risk diversification and attractive returns. The main risk factor is uncorrelated to other asset classes.
The investment strategy is to purchase US life insurance policies and deliver an annual net return of 7% in US dollars. Net return has been 6.6% in the last five years with 4% volatility.
The strategy is suitable for investors for whom capital preservation is a key consideration. Life insurance polices are issued by over 50 highly rated US life insurance companies.
Longevity, the main risk factor in a diversified life insurance portfolio, is uncorrelated to most other financial risk factors, including equities, hedge funds and real estate.
Annual net return of 7.2% in 2020
Assets under management: 282 million USD
Annual net return of 7% in the last five years
Jonas Mårtenson
Founder & Sales Director
Jonas.martenson@resscapital.com
Cristina Lugaro
Institutional Sales
Cristina.lugaro@resscapital.com
Jonas Mårtenson
Founder & Sales Director
Jonas.martenson@resscapital.com
Cristina Lugaro
Institutional Sales
Cristina.lugaro@resscapital.com
